Cheque Bounce Lawyer Patna – Section 138 NI Act Expert with 19+ Years Experience
Facing a cheque bounce dispute in Patna? Advocate Mohammad Hammad is the trusted Section 138 lawyer Bihar with 19+ years of experience. Whether you need to file a criminal complaint, recover money through Order 37 CPC, or defend a false case, we deliver results-driven legal solutions with a 98% success rate.
Phone/WhatsApp: +91-9231445077 |
Email: advocatehammad1961@gmail.com
Chamber: Mirshikar Toli, Shershah Road, Patna – 800007
Director, Sugam Tax & Legal Multiservices LLP
A dishonoured cheque is a criminal offence — Act within 30 days or lose your rights
Every year, over 35 lakh cheque bounce cases are filed across India. In Bihar alone, the Patna High Court and district courts see thousands of Section 138 complaints. A dishonoured cheque is not just a financial setback — it's a criminal offence punishable with imprisonment up to two years and a fine up to twice the cheque amount.
The law gives you a strict 30-day window to send a legal notice and 15 days for the drawer to pay. Miss these deadlines, and your right to file a criminal complaint is permanently extinguished. That's why you need an experienced cheque bounce lawyer Patna who can act immediately, draft a legally compliant notice, and pursue both criminal and civil remedies for maximum recovery.
Advocate Mohammad Hammad, a Section 138 lawyer Bihar with 19+ years of practice at the Patna High Court and Patna City Civil Court, handles the full spectrum of cheque bounce cases — for complainants seeking recovery and for accused persons facing false allegations. His dual-track strategy (Section 138 criminal complaint + Order 37 CPC summary suit) delivers the fastest and most effective recovery for clients.
Received a Cheque Return Memo? Act Within 30 Days.
Your legal window is closing. Contact our cheque bounce lawyer Patna immediately to preserve your rights under Section 138 NI Act.
Schedule a ConsultationWho should file a Section 138 criminal complaint in Patna?
If any of these situations apply to you, you need to consult a cheque bounce lawyer Patna immediately:
Business Owners & Traders
Your customer or supplier has issued a cheque that bounced due to insufficient funds, account closure, or stop payment. You need to recover the amount due and protect your business cash flow.
Banks & NBFCs
Your borrower has defaulted on a loan repayment cheque. Section 138 provides a criminal remedy against the borrower, creating pressure for repayment.
Individuals & Private Lenders
You lent money to a friend, relative, or acquaintance, and the repayment cheque has bounced. Section 138 gives you a powerful legal remedy.
Accused Persons
You have been falsely accused in a Section 138 complaint. You need a strong defence strategy to challenge jurisdiction, notice defects, or the existence of a legally enforceable debt.
Legal Heirs & Successors
The payee of a dishonoured cheque has passed away. Legal heirs can file a Section 138 complaint on behalf of the deceased payee.
MSMEs & Suppliers
Your business supplies goods or services, and your customer has issued a bounced cheque for payment. Fast recovery is essential for your working capital.
Cheque bounce case timeline: 75 days from dishonour to complaint filing
The cheque bounce recovery process follows a strict, non-extendable timeline. Missing any deadline permanently extinguishes your legal right. Here's the exact timeline:
Day 0: Receive Cheque Return Memo
The bank issues a return memo stating the reason for bounce — insufficient funds, account frozen, account closed, stop payment, or signature mismatch. Your 30-day legal notice window starts NOW.
Days 1–30: Send Statutory Legal Notice
Under Section 138 proviso (b), the payee must send a legal demand notice to the drawer within 30 days. Per Kaveri Plastics (2025), the notice must demand the EXACT cheque amount — any typographical error is fatal.
Days 31–45: Wait 15 Days for Payment
The drawer has 15 days from receipt of the notice to make payment. If payment is made, the matter is closed. If not, proceed immediately.
Days 46–75: File Section 138 Criminal Complaint
If the drawer fails to pay within 15 days, file the criminal complaint before the jurisdictional Magistrate within the next 30 days. Total window: approximately 75 days from dishonour date.
Day 75+: Court Takes Cognizance & Trial
Per Sanjabij Tari (2025), no pre-cognizance summons is required. The Magistrate takes cognizance directly and proceeds with summary trial. Judgment typically takes 1-3 years.
Has Your 30-Day Window Started?
Every day counts. Our cheque bounce case lawyer Patna team ensures your legal notice is drafted with zero errors and sent immediately via RPAD.
Get Your Notice Drafted NowDocuments required for filing a Section 138 cheque bounce case in Patna
To file a Section 138 criminal complaint or Order 37 CPC summary suit, you need the following documents. A cheque bounce lawyer Patna will help you organize and present these effectively.
Essential Documents
- ✅ Original dishonoured cheque
- ✅ Bank return memo (cheque dishonour memo)
- ✅ Copy of statutory legal notice
- ✅ Proof of notice service (RPAD receipt)
- ✅ Complainant's identity proof (Aadhaar, PAN)
- ✅ Complainant's bank statement
Supporting Documents
- ✅ Invoice / bill / delivery challan
- ✅ Loan agreement / promissory note
- ✅ Partnership deed / contract
- ✅ Email/SMS correspondence
- ✅ Witness statements
- ✅ Any other evidence of underlying debt
Need Help Organizing Your Documents?
Our cheque bounce lawyer Patna team will review your documents, identify gaps, and help you build a strong case.
Get Document ReviewLegal framework governing cheque bounce cases in Bihar
Cheque bounce litigation in Bihar operates under a multi-layered legal framework. A competent Section 138 lawyer Bihar must master the following statutes:
| Statute / Rule | Relevance to Cheque Bounce Cases |
|---|---|
| Negotiable Instruments Act, 1881 (Sections 138-147) | Section 138 criminalizes cheque dishonour. Sections 139-141 cover presumptions, liability of companies/directors, and jurisdiction. Section 142 prescribes complaint procedure. Section 143 mandates summary trial. Section 143A provides interim compensation. Section 147 permits compounding. |
| Code of Criminal Procedure, 1973 (Cr.P.C.) | Sections 251 (examination of accused), 255 (conviction and discharge), 482 (inherent powers for quashing) govern the criminal trial process. |
| Bharatiya Nagarik Suraksha Sanhita (BNSS), 2023 | Sections 223 (summons before cognizance — not required per Sanjabij Tari 2025), 274 (examination of accused), 278 (conviction and discharge) replace corresponding Cr.P.C. provisions. |
| Code of Civil Procedure, 1908 (Order 37) | Summary suit for recovery of money based on written contracts, bills of exchange, and promissory notes. Faster than ordinary suits; defendant must apply for leave to defend. |
| Limitation Act, 1963 | Article 29 prescribes one-year limitation for offences under special enactments like the NI Act. |
| Probation of Offenders Act, 1958 | Allows courts to release accused on probation without imposing sentence, useful in first-time compounding scenarios. |
Section 138 criminal complaint + Order 37 CPC summary suit: The most effective recovery strategy
While Section 138 provides criminal remedies (imprisonment and fine), the parallel summary suit under Order 37 CPC provides faster civil recovery of the actual money. A cheque bounce lawyer Patna should always pursue both tracks simultaneously.
| Aspect | Section 138 NI Act | Order 37 CPC Summary Suit |
|---|---|---|
| Nature | Criminal offence | Civil recovery |
| Punishment | Imprisonment up to 2 years + fine up to 2x cheque amount | Decree for principal + interest + costs |
| Timeline | 1-3 years at Magistrate level | 6-12 months for decree |
| Burden of Proof | Presumption against accused under Sections 118-139 | Plaintiff must prove debt on documents |
| Defendant's Right | Can defend on merits after leave to defend | Must apply for leave to defend; if denied, immediate decree |
| Execution | Fine goes to government; complainant gets only compensation | Decree is directly executable against assets |
| Compounding | Available under Section 147 | Settlement possible at any stage |
Need Fast Recovery? Use the Dual-Track Strategy.
Our cheque bounce case lawyer Patna team files Section 138 criminal complaint AND Order 37 CPC summary suit simultaneously for maximum recovery speed.
Start Dual-Track Recovery7 common mistakes that kill cheque bounce cases — and how to avoid them
Based on 19+ years of litigation experience, Advocate Mohammad Hammad identifies these critical errors that destroy Section 138 cases:
Notice is INVALID per Kaveri Plastics (2025). Complaint will be quashed. Re-issue corrected notice within 30-day window if possible; otherwise file condonation application.
Complaint is time-barred per H.S. Oberoi Buildtech (2025). Magistrate cannot take cognizance. File condonation application under Section 142(b) with sufficient cause immediately.
Complaint is liable to be dismissed per Dashrath Rupsingh Rathod (2015). Verify drawee bank location and re-file in correct jurisdiction.
Cheque is stale; Section 138 does not apply. Re-obtain fresh cheque or pursue civil recovery under Order 37 CPC.
Notice is deemed unserved; complaint fails. Always send via RPAD with tracking; preserve all receipts.
Section 138 does not apply per Rangappa v. Mohan (2010). Pursue civil recovery or renegotiate security terms.
The presumption under Section 139 can be rebutted. Strengthen documentary evidence — loan agreements, invoices, delivery receipts — to withstand defence challenges.
Worried About a Mistake in Your Case?
Our Section 138 lawyer Bihar team will review your documents and identify potential issues before they become fatal to your case.
Get Your Case ReviewedLandmark Supreme Court judgments every cheque bounce litigant must know
These recent Supreme Court rulings have fundamentally reshaped cheque bounce litigation in India:
Sanjabij Tari v. Kishore S. Borcar (2025) — Supreme Court
Citation: Criminal Appeal No. 1755/2010 | Bench: Justice Sanjay Karol | Date: 25 September 2025
- Comprehensive guidelines for speedy trial and compounding of Section 138 NI Act cases.
- Cash loans above Rs. 20,000 do NOT become unenforceable merely because they violate Section 269SS of the Income Tax Act.
- No pre-cognizance summons required under Section 223 BNSS for NI Act complaints.
- Modified compounding guidelines: Before defence evidence = 0% cost; After defence evidence = 5% cost; Before Sessions/High Court = 7.5% cost; Before Supreme Court = 10% cost.
- Accused can avail Probation of Offenders Act, 1958 benefits if complainant demands more than cheque amount.
Practice Note: This is the most significant NI Act ruling in a decade. Our chambers have implemented the new complaint synopsis format, electronic service protocols, and early compounding strategies.
Kaveri Plastics v. Mahdoom Bawa (2025) — Supreme Court
Citation: 2025 INSC 1133 | Bench: Chief Justice B.R. Gavai & Justice N.V. Anjaria | Date: 19 September 2025
- Strict Identity Rule: The statutory demand notice must demand the EXACT cheque amount. Any discrepancy — even a typographical error — is fatal.
- Additional claims (interest, legal charges) may be included ONLY if the exact cheque amount is separately and correctly demanded first.
- The defence of typographical error is NOT countenanced in a penal statute requiring strict compliance.
Practice Note: This judgment has invalidated thousands of pending complaints. Our chambers employ triple-verification for every notice: cheque amount cross-checked, numerals and words matched, additional claims listed separately.
Dashrath Rupsingh Rathod v. State of Maharashtra (2015) — Supreme Court
Citation: (2015) 6 SCC 241 | Reaffirmed in: Prakash Chimanlal Sheth v. Jagruti Keyur Rajpopat (2025)
- Territorial jurisdiction for Section 138 complaints lies where the drawee bank (payee's bank branch) is located.
- NOT where the cheque was issued or where the drawer resides.
- The place of issuance of the statutory notice is irrelevant for jurisdiction.
Practice Note: Jurisdiction errors are among the most common grounds for dismissal. Before filing, we verify the exact bank branch where the cheque was presented and dishonoured.
H.S. Oberoi Buildtech v. MSN Woodtech (2025) — Supreme Court
Citation: Criminal Appeal arising out of SLP (Crl.) No. 2002 of 2025
- A complaint filed beyond the statutory limitation period is NOT maintainable unless a written application for condonation of delay under Section 142(b) NI Act is filed.
- Without a formal condonation application, the Magistrate cannot issue summons, and the complaint is liable to be quashed.
- Mere delay does not automatically entitle the complainant to condonation; sufficient cause must be demonstrated.
Practice Note: We maintain a strict diary system for every cheque bounce matter. For clients who approach us after the deadline, we immediately assess whether sufficient cause exists for a condonation application.
Rangappa v. Mohan (2010) — Supreme Court
Citation: (2010) 11 SCC 441 | Reaffirmed in: Sanjabij Tari (2025)
- Once execution of the cheque is admitted, the presumption under Section 118 and 139 arises against the accused.
- The burden shifts to the accused to rebut these presumptions by raising a credible defence based on preponderance of probabilities.
- The standard of proof for the accused is preponderance of probabilities, NOT beyond reasonable doubt.
Practice Note: This is the cornerstone of Section 138 defence strategy. For accused clients, we focus on building a credible, evidence-backed defence. For complainant clients, we ensure the debt is thoroughly documented — loan agreements, invoices, delivery receipts — to withstand defence challenges.
Real cheque bounce cases we've handled — anonymized for client privacy
Here are anonymized examples of real cases handled by Advocate Mohammad Hammad:
Case 1: Rs. 15 Lakh Cheque Bounce — Patna City Civil Court
Issue: A business owner received a Rs. 15 lakh cheque from a supplier. The cheque bounced with "Insufficient Funds." The supplier refused to pay despite repeated reminders.
Our Approach: We sent a statutory legal notice within 30 days, filed a Section 138 criminal complaint, and simultaneously filed an Order 37 CPC summary suit for recovery.
Outcome: The accused settled within 6 weeks, paying the full Rs. 15 lakh plus interest and legal costs. Criminal complaint was compounded under Section 147 NI Act.
Case 2: Defence for Accused — Patna High Court
Issue: A client was falsely accused in a Section 138 complaint for a cheque of Rs. 5 lakh. The complainant claimed it was for a loan, but the cheque was actually given as security.
Our Approach: We challenged the complaint on jurisdiction grounds and argued that there was no legally enforceable debt. We produced evidence that the loan was already repaid.
Outcome: The complaint was quashed by the Patna High Court under Section 482 Cr.P.C. Our client was acquitted and awarded costs.
Case 3: Rs. 1.5 Crore Cheque Bounce — Patna High Court
Issue: A real estate developer issued a Rs. 1.5 crore cheque which bounced. The buyer had already paid the full amount and was facing financial distress.
Our Approach: We filed a Section 138 complaint and also filed a writ petition for enforcement of the settlement agreement. We pursued interim compensation under Section 143A NI Act.
Outcome: Interim compensation of Rs. 30 lakhs (20%) was ordered. The matter was settled at Rs. 1.75 crore (including interest) within 4 months.
Case 4: Notice Defect — Patna City Civil Court
Issue: A client had sent a legal notice for a cheque bounce but made a typographical error in the cheque amount (Rs. 1,00,000 was written as Rs. 10,000 in the notice). The complaint was at risk of being quashed.
Our Approach: We withdrew the defective complaint, re-sent a corrected notice (within the 30-day window from the original return memo), and re-filed the complaint.
Outcome: The re-filed complaint was accepted by the Magistrate. The matter was successfully settled within 3 months.
Want to Know How We Can Help You?
Every case is unique. We will apply the same dedication and expertise to your matter.
Tell Us Your CaseMeet Advocate Mohammad Hammad — Your Trusted Cheque Bounce Lawyer in Patna High Court
Chamber: Mirshikar Toli, Shershah Road, Patna – 800007
[Office Photo: Advocate Hammad's Chamber at Patna High Court premises]
Frequently Asked Questions about cheque bounce cases in Patna
1. What is the punishment for cheque bounce in India under Section 138?
Under Section 138 of the Negotiable Instruments Act, 1881, cheque bounce is punishable with imprisonment for a term which may extend to two years, or with fine which may extend to twice the amount of the cheque, or with both. However, the primary objective of the law is recovery of money, not retribution. A skilled cheque bounce lawyer Patna can secure compounding, settlement, or Probation of Offenders Act benefits to avoid imprisonment for first-time offenders.
2. What is the time limit to send a legal notice for cheque bounce?
The legal notice must be sent within 30 days of receiving the bank's cheque return memo (dishonour memo). This is a mandatory, non-extendable deadline under Section 138 proviso (b). Missing this deadline permanently extinguishes your right to file a criminal complaint. Per the Supreme Court's Kaveri Plastics judgment (2025), the notice must demand the EXACT cheque amount — any discrepancy, even a typographical error, invalidates the notice.
3. How long does a cheque bounce case take in Patna?
At the Magistrate Court level in Patna, a Section 138 case typically takes 1-3 years for final judgment. However, with the Supreme Court's Sanjabij Tari guidelines (2025) — including summary trial emphasis, direct questioning of accused, and online settlement facilities — disposal timelines are expected to reduce significantly. If the matter is compounded (settled) early, it can conclude in weeks. Advocate Mohammad Hammad actively pursues early settlement wherever possible.
4. Can a cheque bounce case be settled out of court?
Yes. Section 147 of the NI Act permits compounding of cheque bounce offences at any stage — even during appeal. The Supreme Court in Sanjabij Tari (2025) modified the compounding guidelines: (a) Before defence evidence: 0% cost, (b) After defence evidence but before judgment: 5% cost, (c) Before Sessions/High Court: 7.5% cost, (d) Before Supreme Court: 10% cost. Early settlement is strongly incentivized. A cheque bounce lawyer Patna should advise clients to compound early to minimize costs.
5. What is the difference between Section 138 NI Act and Order 37 CPC summary suit?
Section 138 NI Act is a CRIMINAL remedy: the accused faces imprisonment and fine, but the fine goes to the government, not the complainant. Order 37 CPC summary suit is a CIVIL remedy: the plaintiff obtains a decree for the actual cheque amount plus interest and costs, which is directly executable against the debtor's assets. The dual-track strategy — filing both simultaneously — is the most effective recovery mechanism. Advocate Mohammad Hammad recommends this approach for all significant cheque bounce cases.
6. What are the best defences against a false cheque bounce case?
The strongest defences under Section 138 include: (1) Cheque given as security, not for discharge of debt, (2) No legally enforceable debt, (3) Signature mismatch, (4) Cheque presented after 3-month validity, (5) Notice defect under Kaveri Plastics (2025), (6) Loan already repaid, (7) Cheque obtained under threat or fraud, (8) Jurisdictional defect. A Section 138 lawyer Bihar must evaluate each defence's evidentiary strength before trial.
7. How do I contact Advocate Mohammad Hammad for cheque bounce cases in Patna?
Phone/WhatsApp: +91-9231445077 | Email: advocatehammad1961@gmail.com | Chamber: Mirshikar Toli, Shershah Road, Patna – 800007. Consultations Mon–Sat, 10:00 AM–6:00 PM, online available. URGENT: If you have received a cheque return memo within the last 30 days, contact immediately — delay may extinguish your legal rights.
8. What is the limitation period for filing a cheque bounce complaint?
Under Section 142(b) of the NI Act, a complaint must be filed within 30 days of the expiry of the 15-day payment period. The total timeline from the date of dishonour is approximately 75 days. If you miss this deadline, a condonation application must be filed demonstrating sufficient cause. Per H.S. Oberoi Buildtech (2025), a complaint filed beyond the limitation period without a condonation application is not maintainable.
9. Can a cheque bounce case be filed if the cheque is dishonoured due to "stop payment"?
Yes. The Supreme Court has held that Section 138 applies even when a cheque is dishonoured due to "stop payment" instructions, provided the drawer has issued the stop payment to avoid payment of a legally enforceable debt. However, the complainant must prove that the stop payment was not for a legitimate reason (such as loss of cheque).
10. What is the role of the Magistrate in a Section 138 complaint?
The Magistrate takes cognizance of the complaint, examines the complainant on oath (if required), issues summons to the accused, conducts a summary trial under Section 143 NI Act, and passes judgment. The Magistrate can also order interim compensation under Section 143A NI Act and compound the offence under Section 147 NI Act.
11. Can a company or partnership firm be prosecuted under Section 138?
Yes. Under Section 141 NI Act, if the offence is committed by a company, every person who was in charge of and responsible for the conduct of the business at the time of the offence is deemed guilty. Partners of a firm can also be prosecuted. A cheque bounce lawyer Patna must ensure that all responsible persons are impleaded in the complaint.
12. What is interim compensation under Section 143A NI Act?
Section 143A NI Act empowers the Magistrate to order the drawer to deposit up to 20% of the cheque amount as interim compensation during the trial. This is recoverable from the accused and is intended to provide immediate relief to the complainant. The Supreme Court has held that Section 143A is not mandatory but discretionary.
13. Can an appeal be filed against an acquittal in a cheque bounce case?
Yes. Under Section 378 Cr.P.C., the complainant can file an appeal against an order of acquittal before the Sessions Court or High Court. The appeal must be filed within the prescribed limitation period. A cheque bounce lawyer Patna can assist in filing the appeal and arguing for conviction.
14. What is the burden of proof in a Section 138 case?
Under Section 139 NI Act, the court presumes that the cheque was issued for the discharge of a legally enforceable debt. The burden initially shifts to the accused to rebut this presumption by raising a plausible defence. The standard of proof for the accused is preponderance of probabilities, not beyond reasonable doubt.
15. Can a cheque bounce case be filed for a cheque that is more than 3 months old?
No. A cheque is valid for 3 months from its date of issue. If the cheque is presented after the 3-month validity period, it becomes stale and Section 138 does not apply. The complainant may still pursue civil recovery under Order 37 CPC or the Law of Contracts.
16. What is the procedure for filing a Section 138 complaint in Patna?
The procedure includes: (1) Send statutory legal notice within 30 days of dishonour, (2) Wait 15 days for payment, (3) Draft complaint with synopsis (per Sanjabij Tari), (4) File complaint before the jurisdictional Magistrate (where the drawee bank is located), (5) Magistrate takes cognizance and issues summons, (6) Summary trial under Section 143 NI Act, (7) Judgment. A cheque bounce lawyer Patna will guide you through each step.
17. Can a cheque bounce case be filed for a cheque given as a gift?
No. Section 138 applies only to cheques issued for the discharge of a legally enforceable debt or other liability. A cheque given as a gift is not covered under Section 138, as there is no debt or liability. Civil recovery may still be possible if the gift was conditional.
18. What is the role of the banker in a cheque bounce case?
The banker's role is limited to issuing the cheque return memo (dishonour memo) with the reason for dishonour. The banker is not a party to the Section 138 proceedings. The banker's dishonour memo is a critical piece of evidence in the complaint.
19. Can a cheque bounce case be filed for a post-dated cheque?
Yes. A post-dated cheque is a valid cheque under the NI Act. The cheque becomes payable on the date mentioned. If the cheque is presented on or after that date and is dishonoured, Section 138 applies. The date of presentation must be on or after the date on the cheque.
20. What is the cost of filing a cheque bounce case in Patna?
The cost varies based on case complexity, court level, and duration. Advocate Mohammad Hammad offers transparent, fixed-fee consultation and flexible payment options. Court fees for Section 138 complaints are minimal. Contact for a personalized quote. We believe quality legal representation should be accessible to all.
21. Can a cheque bounce case be filed if the cheque is dishonoured due to "account closed"?
Yes. "Account closed" is a valid ground for dishonour under Section 138. The drawer's liability arises even if the account was closed before the cheque was presented. The drawer is deemed to have issued the cheque without sufficient funds or with the intention of cheating.
22. What is the difference between a civil suit for recovery and a Section 138 complaint?
A civil suit for recovery (such as Order 37 CPC summary suit) is filed to recover the money from the debtor. The relief is a decree for the amount due. A Section 138 complaint is a criminal proceeding that can result in imprisonment and fine. The dual-track approach combines both for maximum recovery.
23. Can a cheque bounce case be filed if the cheque amount exceeds Rs. 50 lakh?
Yes. There is no upper limit on the cheque amount for Section 138 proceedings. However, higher amounts may require additional documentary evidence of the underlying debt. The complainant must also ensure that the court fees for civil recovery (if pursued) are paid correctly.
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Need a Trusted Cheque Bounce Lawyer in Patna? Contact Us Today
Whether you need to file a Section 138 criminal complaint, claim recovery through Order 37 CPC summary suit, or defend a false cheque bounce case, Advocate Mohammad Hammad is the cheque bounce lawyer Patna and Section 138 lawyer Bihar you can rely on. With 19+ years of experience, he has successfully protected the rights of both complainants and accused persons.
Don't let a bounced cheque become a permanent loss. The law gives you powerful tools, but only if you act within the statutory windows. Contact us today for a consultation.
Contact Advocate Mohammad Hammad
+91-9231445077
Mirshikar Toli, Shershah Road,
Patna – 800007
Chhoti Bazar, Mogalpura,
Patna City – 800008
advocatehammad.in
Mon–Sat, 10:00 AM – 6:00 PM
Bar Council of Bihar Enrollment No. 938/2005
Member: Advocate Association Patna High Court & DBA Patna City Civil Court
Director: Sugam Tax & Legal Multiservices LLP